Buying a Prepaid SIM Card in Micronesia Guide

Buying a local SIM card in Micronesia is the cheapest way to get online while traveling in Micronesia. That is because the local operator does not have many international roaming agreements with operators around the world.

In general, getting a local prepaid SIM card is the most affordable way to stay connected in countries worldwide. Local SIM cards also come with a lot of benefits, like the ones mentioned in this video.

Sometimes, getting yourself a SIM card can be a challenge. Luckily, that is not the case in the Micronesia. However, data prices are on the more expensive end in Micronesia compared to other Oceanian countries, like Australia.

In this guide, I will go over everything you need to know about buying a SIM card in Micronesia. Let's get started.

Buying a SIM card in Micronesia - FSMTC Logo

Telecom Operators, Networks, and Frequencies in Micronesia

Micronesia has one mobile operator:

  • FSM Telecom (FSMTC)

FSM Telecom uses the following frequencies:

  • 2G: 900 MHz
  • 3G: 900 MHz
  • 4G/LTE: 1800 MHz (Band 3)

The Best SIM Card in Micronesia

If you want to buy a SIM card in Micronesia, then FSMTC is your only option. They are the only mobile operator in Micronesia.

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SIM Card Registration Regulations in Micronesia

Like most nations in Oceania, you do not have to show your passport when buying a SIM card in Micronesia.

The State of the Telecom Market in Micronesia

Flag of Micronesia

(Click here to jump to the FSMTC section if you simply want to know what FSMTC has to offer).

Micronesia consists of more than 600 islands. However, the majority are inhabited islands. As a result, mobile coverage can only be found in the four big islands: Chuuk, Kosrae, Pohnpei, and Yap.

Micronesia is a remote multi-island-nation that had to deal with slow satellite connections for a long time with extremely high prices.

Now, the country is connected to a submarine cable called HARTHU-1, which is then connected to other high-speed submarine cables in the region (through Guam & Marshall Islands).

As of December 2019, Micronesia is also linked to a broadband satellite called Kacific-1 by Kacific, which offers much faster internet speeds in Micronesia and other countries in the Asia Pacific region.

Since then, FSMTC was able to offer 4G/LTE plans and 4G/LTE services. This resulted in improved bandwidth, higher speeds, and a reduction in prices.

Although old reports still claim that Micronesia has incredible slow speeds and outrageous prices, these reports came out before Kacific-1 was launched.

According to Cable.co.uk, the average cost of 1 GB of data in Micronesia is 7.20 USD. This is slightly more expensive than the world average of 5.03 USD for 1 GB of data and much cheaper than the Oceanian average of 12.92 USD.

Currency in Micronesia

Micronesia uses the US Dollar with the symbol USD (which will be used throughout this article). Prices in Micronesia are listed in $.

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Micronesia Prepaid SIM Cards

Below, I will guide you through FSMTC and go through:

  • Background information about FSMTC
  • How to get a SIM card from FSMTC
  • How to recharge your FSMTC SIM card
  • What type of data-featured packages are offered by FSMTC

With that said, let’s see what FSM Telecom has to offer to us.

FSM Telecom (FSMTC)

FSM Telecom (FSMTC) Logo

FSM Telecom, also known as FSMTC, is a state-owned company that offers broadband and wireless internet in Micronesia. They are also the sole operator in the country.

FSMTC Coverage

Although Micronesia consists of more than 600 islands, FSM Telecom only covers the islands Chuuk, Kosrae, Pohnpei, and Yap. Below are FSM Telecom's the coverage maps of the said islands.

FSM Telecom Coverage on Chuuk
Coverage on Chuuk
FSM Telecom Coverage on Kosrae
Coverage on Kosrae
FSM Telecom Coverage on Pohnpei
Coverage on Pohnpei
FSM Telecom Coverage on Yap
Coverage on Yap

Getting an FSM Telecom SIM Card

FSMTC SIM cards are sold for 10 USD in FSMTC stores throughout Micronesia, like the one at Chuuk International Airport.

FSMTC SIM card comes with no balance, meaning that you need to top-up right away to use your SIM card.

Topping-Up Your FSM Telecom SIM Card

FSMTC reload cards, called FSMTC Telcards, are sold in denominations of 5 USD, 10 USD, and 20 USD in FSMTC stores and other stores throughout Micronesia such as grocery stores, corner shops, and kiosks.

FSMTC also sells premium Telcards, which can be bought for any denomination you wish. However, it is not clear what the difference is between a regular Telcard and a premium Telcard.

FSMTC Telcards (Reload Cards)

To recharge your FSMTC SIM card, dial *000#, select option 2, and enter your reload card code.

To check your FSMTC credit balance, dial *767# or dial *000# and select option 1. To check the balance of your plan, dial *000# and select option 3.

FSM Telecom Internet Packages, Plans, Bundles & Offers

FSMTC offers several plans that come with minutes, SMS, and minutes combined, or data only.

The following data-featured plans are available:

PricePlan NameData3G or 4GMinutesSMSValidityActivation
2 USDUnlimited 2Unlimited3GN/AN/A24 hours*438*4#
5 USDDaily 5100 MB3G & 4G30 minutes50 SMS24 hours*438*1#
5 USD5 Days 5 GB Plan5 GB3G & 4GN/AN/A5 days*438*11#
9 USDUnlimited 9Unlimited3GN/AN/A6 days*438*5#
10 USD5 Days 12 GB Plan12 GB3G & 4GN/AN/A5 days*438*12#
30 USDMonthly 302 GB3G & 4G60 minutes900 SMS30 days*438*2#
50 USDMonthly 505 GB3G & 4G120 minutes900 SMS30 days*438*3#
99 USDPremium Bundled Plan15 GB3G & 4G300 minutes900 SMS30 days*438*6#
199 USDElite Bundled Plan30 GB3G & 4G900 minutes1500 SMS30 days*438*7#

FSM Telecom APN Settings

RELATED GUIDES:

Other Ways to Get Online When Traveling in Micronesia

Although getting a Micronesian SIM card is the cheapest way to stay connected when traveling in Micronesia, you have many other options.

International Roaming

Some love international roaming because of the convenience factor. Others hate roaming because of the insanely high costs.

Regardless of your stance on international roaming, it may not even be possible because FSMTC does not have many international roaming agreements with foreign operators.

Operators around the world set up roaming agreements to allow their customers to use their phones abroad (which results in an additional revenue stream).

To learn more about how international roaming works, this in-depth guide covers it all. If you want to know whether your operator allows you to roam in Micronesia, check out my international roaming guides.

Using an International SIM Card

International SIM cards are SIM cards made for the traveler in mind. Using them is often cheaper than international roaming. However, they are almost always more expensive than using a local SIM card.

There are many other advantages and disadvantages of getting international SIM cards, which you can learn about here. Do note that many international SIM cards either do not cover Micronesia or the rates are outrageous.

Use WIFI

Using free WIFI connections is the cheapest way to stay connected because you do not have to pay for anything. The issue, however, that WIFI connections can be unreliable or unsecure.

In the case of Micronesia, WIFI speeds will be slow of you have to pay for them. This is something to be aware of.

The Preferred Way to Stay Connected When Traveling in Micronesia

Getting a SIM card from FSMTC would be your only when considering a Micronesian SIM card. It is also the cheapest way to get online in Micronesia.

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Get regular phone-travel-related news, tips, and articles. I will also send you a FREE Excel sheet with the best operator(s) of 230+ destinations around the world, including why they are the best, SIM card prices, and more! 

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Local Prepaid SIM Cards in Other Oceanian Countries

Visiting other countries in Oceania? Check out my Oceanian SIM card buying guide covering the other Oceanian destinations, such as:

Going to other places around the world? Then you should also check out my sim card buying guides for other destinations around the world.

Next Steps to Enhance Your Travel Experiences

Looking for the next steps to enhance your phone travel experiences? Here is what to do:

Check Out My Resource Page

Looking for the best companies and gadgets to enhance your travel experience? Check out my travel resources page for the best companies to use when you travel! Save money with international SIM cards, on plane tickets, bus rides, cruises, and accommodation. Besides that, I also list services and items I use to make my life easier – and I believe they will help you too!

Start Your Own Online Business – Make Money While Traveling

Do you want to learn how I started an online business that allows me to generate income while traveling? In my starting an online business guide, I tell you which tools, services, and products I have for this site and my YouTube channel. If I can start a business about something I am passionate about (phone travel), then you can do it too!

Learn About Your Phone Travel Options

You can buy local prepaid SIM cards, international SIM cards, mobile hotspots, or roam internationally. Each of these options has its pros and cons. Learn more about them, and find the best option for you.

Phone Travel Tips, Tricks & Hacks

I have written many articles with tips and hacks to save money on mobile costs while abroad. You surely want to check them out!

Sign Up for the Phone Travel Wiz Newsletter

Sign up for my newsletter: Get an excel sheet of the best SIM cards of over 230+ destinations around the world, updated monthly! Moreover, I send you many tips and tricks on how to save money while traveling every now and then.

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Your subscription has been successful.

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Get regular phone-travel-related news, tips, and articles. I will also send you a FREE Excel sheet with the best operator(s) of 230+ destinations around the world, including why they are the best, SIM card prices, and more! 

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Ernest Adu

Ernest Adu, going by just Adu, is the founder and editor at Phone Travel Wiz. He has been a traveler for 6 years. Although from Europe, the Netherlands, Adu's favorite region in Asia, in particular, East and Southeast Asia. He currently lives in Tainan, Taiwan due to the current pandemic and does not have any travel plans for after his stay in Taiwan.

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